Each year, the Kaiser Family Foundation conducts a survey to examine employer-sponsored health benefits trends. Our HR Insights bulletin summarizes the main points of the 2020 survey and suggests how they could affect employers.

These points provide a high-level view of things as reported from the nations broadest survey and can give an idea of how competitive your benefits program is compared to others. The results include all types of programs, from big to small, all throughout the US, with every type of concern. 

This survey was taken earlier this year, before the full impact of COVID-19, so as always, the results may reflect shifting trends. However, the survey can provide a sort of baseline to stack programs against others and can help answer questions from both employees and leadership team members. 


Summary of Results

Below are a few points from the survey results. For more information, please download our full summary bulletin below.

  • In 2020, the average health insurance premium rose 4% for both single and family coverage.
  • The average employee contribution towards premiums rose 17% for single coverage and 27% for family coverage. Companies with a higher percentage of lower-wage workers saw above average employee contributions towards family coverage premiums.
  • By far the most common plan types were preferred provider organizations, or PPOs, (47%) and high-deductible health plans, or HDHPs, (31%). 
  • With HDHPs increasing in prevalence, average annual deductibles are rising as well having increased 25% over the last 5 years and 80% over the last decade.
  • 53% of small employers and 81% of large employers are offering at least one wellness program (smoking cessation, weight management, or lifestyle coaching).
  • The large majority of employers with 50+ employees (85%) offer healthcare services via telemedicine
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This year continues a period of a stable market, characterized by relatively low-cost growth for employer-sponsored coverage. However, it’s still unclear how the COVID-19 pandemic will affect employer health plans in 2021. What’s more, with 2020 being an election year and a Supreme Court case regarding the Affordable Care Act scheduled for around the same period, employer health plans could be significantly impacted in unforeseen ways.

For more information, read our HR Insights bulletin or contact our Employee Benefits team.

Download Bulletin


Information abstracted from Zywave’s “Summary of the 2020 Employer Health Benefits Survey” article.