Property & Casualty
Many companies may not know to expect services beyond insurance placement from their current broker, or they may actually be paying for risk services they don’t need or aren’t receiving. That’s why we deliver a Fortune 1000 experience for the middle market that is traditionally reserved only for the largest companies. You may not need all of our services all of the time, but you will need them some of the time.
As the 4th largest agency in Alabama (according to Business Alabama), we’re proud to a member of the family of EBSCO Industries companies. Founded by the late Elton B. Stephens, EBSCO has evolved into a global, privately held company with 5,000 employees in 23 countries.
Core Services
Breweries & Distilleries
Operations are expanding between community gathering spaces, gourmet pairings and enhanced microbrewing techniques. Partner with our hospitality experts to grow your business.
Condo Associations
Whether you’re the president of your COA board or serve as the property manager advising a portfolio of condos, this is one of the most complex decisions you face. Let us help you care for your community.
Real Estate
How often is it that you can work with a real estate team who is both a buyer and broker of insurance? We offer a unique perspective as real estate owners and risk managers. Put our team to work for you.
P&C Practice Leader
Kurt is a transformational executive who brings both deep technical experience and keen leadership to the agency. He oversees the P&C team across sales, customer service, carrier marketing, claims, safety and communications across all branches.
P&C Team
Our P&C team includes in-house safety, loss control, compliance, claims and marketing specialists, in addition to our client managers and risk management consultants. Together we represent clients in a variety of industries, with a special focus on privately held businesses.
We’re excited to partner with RiskProNet International, an association of independent insurance brokers in North America. RiskProNet’s members are routinely included on the Business Insurance list of the 100 largest brokers of U.S. insurance.
Insights
Safety Planning and Content for 2022
What is your plan for safety? See our bulletin below to find some ideas for a broad safety plan to use in 2022. Review injuries from 2021 to prevent the same or similar types of injuries. Set specific safety training goals and safety meeting goals for 2022. Remind and...
PCORI Fee Adjustment, Due in 2022
The Affordable Care Act (ACA) imposes a fee on health insurance issuers and plan sponsors of self-insured health plans to help fund the Patient-Centered Outcomes Research Institute (PCORI). The PCORI fee is calculated by multiplying the average number of lives covered...
EEOC Updates COVID-19 / ADA FAQs
On Dec. 14, 2021, the Equal Employment Opportunity Commission (EEOC) issued additional answers to frequently asked questions (FAQs) about how employers should comply with Title VII of the federal Civil Rights Act (Title VII), the Americans with Disabilities Act (ADA)...
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