Property & Casualty
A Fortune 1000 Experience
We find that many companies are paying too much for services either they don’t need or aren’t receiving. Or they don’t know to expect setrvices beyond insurance placement from their brokers. That’s why we deliver a Fortune 1000 experience for the middle market that is traditionally reserved only for the largest companies. You may not need all of our services all of the time, but you will need them some of the time.
As the 6th Largest Agency in Alabama (as named by Business Alabama), we’re proud of our EBSCO Industries roots. Founded by the late Elton B. Stephens, EBSCO has evolved into a global, privately held company with 5,000 employees in 23 countries.
Industries
Auto Dealers
Construction
Energy
Breweries
Manufacturing
Healthcare
Condo Associations
Captives
Pest Control
Real Estate
Municipalities
Our Services
We find that many companies are paying too much for services either they don’t need or aren’t receiving. Or they don’t know to expect services beyond insurance placement from their brokers.
Brokerage
We assist individuals and businesses in obtaining insurance coverage for their assets, liabilities, and risks related to property damage, liability, and other non-life contingencies.
Executive Risk
As a business owner, corporate officer or member of a board of directors, your personal assets are at risk of litigation arising from your executive actions or capacity as a director.
Loss Control
While we advise our clients to take advantage of any loss control services offered by their insurers, supplementing this with our own in-house loss control team is different.
Cyber
We have experience with placing cyber coverage and coordinating the insurance response for organizations of all sizes – some as large and complex as Fortune 1000 and publicly traded companies.
Compliance
Our clients have access to educational partners that offer insights into complex laws and regulations, and legal briefs on a variety of insurance, HR and compliance topics.
Facility Security
Shift to a modern risk management experience aligned between service and selection — this is the new model for business insurance programs. It’s a formula that puts you in the drivers’ seat.
Workers' Comp
If you’re in an industry where the E-Mod can be the difference between winning a contract or not, we can help increase your total revenue and profitability.
Claims Advocacy
Because policies can be open to interpretation, a claims advocate fights for you, ensuring that the carrier’s acceptance or denial of a claim is in keeping with the policy language.
We’re excited to partner with RiskProNet International, an association of independent insurance brokers in North America. RiskProNet’s members are routinely included on the Business Insurance list of the 100 largest brokers of U.S. insurance.
Insights
Home Cybersecurity Tips
Safe internet practices at home are essential to protect personal data, prevent financial loss, safeguard privacy, and ensure the safety of all family members online. Consider the following home cybersecurity tips: Protect your Wi-Fi. Change your...
The Importance of the Annual Document Review
Written company policies are meant to guide the organization’s daily operations through all identifiable circumstances and provide structure for times when extraordinary circumstances arise. Many policies are written to guide specific departments but affect all...
Communicating with Homeowners
In a condo or homeowners association (HOA) community, relationship building between the HOA board and members is important. Since homeowners have a high personal stake in their investments, it is important to communicate problems, issues and board decisions that...
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What Our Clients Are Saying
“The emphasis on service — I do think that is where Valent Group is exceptional. There is a real sense that they care about their clients with customer service and advocacy. They make us feel special.”
Amy Templeton
McWane Center