Property & Casualty
Many companies may not know to expect services beyond insurance placement from their current broker, or they may actually be paying for risk services they don’t need or aren’t receiving. That’s why we deliver a Fortune 1000 experience for the middle market that is traditionally reserved only for the largest companies. You may not need all of our services all of the time, but you will need them some of the time.
As the 4th largest agency in Alabama (according to Business Alabama), we’re proud to a member of the family of EBSCO Industries companies. Founded by the late Elton B. Stephens, EBSCO has evolved into a global, privately held company with 5,000 employees in 23 countries.
Core Services
Breweries & Distilleries
Operations are expanding between community gathering spaces, gourmet pairings and enhanced microbrewing techniques. Partner with our hospitality experts to grow your business.
Condo Associations
Whether you’re the president of your COA board or serve as the property manager advising a portfolio of condos, this is one of the most complex decisions you face. Let us help you care for your community.
Real Estate
How often is it that you can work with a real estate team who is both a buyer and broker of insurance? We offer a unique perspective as real estate owners and risk managers. Put our team to work for you.

P&C Practice Leader
Kurt is a transformational executive who brings both deep technical experience and keen leadership to the agency. He oversees the P&C team across sales, customer service, carrier marketing, claims, safety and communications across all branches.
P&C Team
Our P&C team includes in-house safety, loss control, compliance, claims and marketing specialists, in addition to our client managers and risk management consultants. Together we represent clients in a variety of industries, with a special focus on privately held businesses.
Insights
OSHA Penalty Schedule
The annual adjustment has been made to OSHA’s penalty schedule. Penalties do not usually start out at this level, but they can, depending on the circumstances. See the attached information and visit OSHA’s website for more detailed information. [button...
No Holidays for Hackers: Higher Revenue Losses for Non-weekday Cyber Events
Holiday and Weekend Ransomware Events Ransomware events that occur on holidays and weekends cause much higher revenue losses than cyber incidents occurring on weekdays—primarily due to lower staffing levels—according to a survey of over 1,200 cybersecurity...
Cybersecurity: Online Holiday Shopping
Protect your family while shopping on the internet. During the holiday season, it's often easier to shop online to find gifts for your loved ones. But while online shopping can save you the trip to the store, it also comes with cybersecurity risks. Online shippers...
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