Property & Casualty

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A Fortune 1000 Experience

Many companies may not know to expect services beyond insurance placement from their current broker, or they may actually be paying for risk services they don’t need or aren’t receiving. That’s why we deliver a Fortune 1000 experience for the middle market that is traditionally reserved only for the largest companies. You may not need all of our services all of the time, but you will need them some of the time.

As the 4th largest agency in Alabama (according to Business Alabama), we’re proud to a member of the family of EBSCO Industries companies. Founded by the late Elton B. Stephens, EBSCO has evolved into a global, privately held company with 5,000 employees in 23 countries.

Core Services

Is it time you expected more from your broker? Our core services help companies that desire robust risk management solutions.
Industry Spotlight

Breweries & Distilleries

Operations are expanding between community gathering spaces, gourmet pairings and enhanced microbrewing techniques. Partner with our hospitality experts to grow your business.

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Condo Associations

Whether you’re the president of your COA board or serve as the property manager advising a portfolio of condos, this is one of the most complex decisions you face. Let us help you care for your community.

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Real Estate

How often is it that you can work with a real estate team who is both a buyer and broker of insurance? We offer a unique perspective as real estate owners and risk managers. Put our team to work for you.

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Kurt Close
P&C Practice Leader

Kurt is a transformational executive who brings both deep technical experience and keen leadership to the agency. He oversees the P&C team across sales, customer service, carrier marketing, claims, safety and communications across all branches.

Technical Coverages
While we provide consulting around all business insurance coverages– including auto, general liability, property and umbrella–not all coverages are created equal. Can your company benefit from a more technical approach to risk management in the following areas?

P&C Team

Our P&C team includes in-house safety, loss control, compliance, claims and marketing specialists, in addition to our client managers and risk management consultants. Together we represent clients in a variety of industries, with a special focus on privately held businesses.

If you’d like to learn more about how we can better position your property and casualty program, let’s connect.

We’re excited to partner with RiskProNet International, an association of independent insurance brokers in North America. RiskProNet’s members are routinely included on the Business Insurance list of the 100 largest brokers of U.S. insurance.


Have you done JHAs?

Have you done JHAs?

Hazard identification in the workplace or job site is required by OSHA standard 1910.132(d)(2) and it helps employees work safely.​ Job Hazard Analysis (JHA) We begin with the elimination of hazards and continue applying the steps of the hierarchy of controls with the...

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