Property & Casualty
Many companies may not know to expect services beyond insurance placement from their current broker, or they may actually be paying for risk services they don’t need or aren’t receiving. That’s why we deliver a Fortune 1000 experience for the middle market that is traditionally reserved only for the largest companies. You may not need all of our services all of the time, but you will need them some of the time.
As the 4th largest agency in Alabama (according to Business Alabama), we’re proud to a member of the family of EBSCO Industries companies. Founded by the late Elton B. Stephens, EBSCO has evolved into a global, privately held company with 5,000 employees in 23 countries.
Core Services
Auto Dealers
Shift to a modern risk management experience aligned between service and selection — this is the new model for business insurance programs. It’s a formula that puts you in the drivers’ seat.
Breweries & Distilleries
Operations are expanding between community gathering spaces, gourmet pairings and enhanced microbrewing techniques. Partner with our hospitality experts to grow your business.
Condo Associations
Whether you’re the president of your COA board or serve as the property manager advising a portfolio of condos, this is one of the most complex decisions you face. Let us help you care for your community.
Real Estate
How often is it that you can work with a real estate team who is both a buyer and broker of insurance? We offer a unique perspective as real estate owners and risk managers. Put our team to work for you.
P&C Practice Leader
Kurt is a transformational executive who brings both deep technical experience and keen leadership to the agency. He oversees the P&C team across sales, customer service, carrier marketing, claims, safety and communications across all branches.
P&C Team
Our P&C team includes in-house safety, loss control, compliance, claims and marketing specialists, in addition to our client managers and risk management consultants. Together we represent clients in a variety of industries, with a special focus on privately held businesses.
We’re excited to partner with RiskProNet International, an association of independent insurance brokers in North America. RiskProNet’s members are routinely included on the Business Insurance list of the 100 largest brokers of U.S. insurance.
Insights
COA Considerations for Hiring a Staff or Independent Contractors
Members of condo or homeowners associations (COAs/HOAs) usually don’t manage communal property or handle building projects themselves—this is one of the perks of joining an COA/HOA. Members’ association fees may pay for snow removal, security, maintaining common...
Post Your OSHA 300A Form by Feb. 1, 2022
OSHA requires employers subject to its recordkeeping requirements to post copies of completed 2021 300A forms between February 1 and April 30. Form 300A is known as the "Summary of Work Related Injuries and Illnesses." Do I need to file this form? You are not...
What is reinsurance and how does it affect my dealership’s insurance policies?
Reinsurance is a term that many insurance buyers have heard but few really understand. Understanding this concept - how it works and why it can affect your dealership's coverage and premium - is critical. Treaty Reinsurance: The first type of reinsurance is...
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