Insurance Placement

Business Risk and Insurance Consulting

We believe a risk management program, particularly an insurance program, is fluid and needs to be tactically approached in three- to five-year increments. What is an appropriate way for your company to transfer risk now might not be the right fit in five years. As your company matures in size and scope, you can take advantage of the opportunity to enhance or flex your plan design.

When we send your applications and information to insurers to obtain their proffers of coverage (generally called brokering in the insurance world), we seek to find the best combination of coverage and cost that fits your needs…which fits your cash flow, risk tolerance and five-year plan.

When we place an insurance program, we place it specifically for you.

In our specialty practice groups, we have access to exclusive insurance products with coverages customized to your specific industry.

We are a People-Business.

We won’t have a ‘service center’ in another state handle your everyday needs.

As an independent, regional insurance broker, we have a personalized model we use to broker your program to the field of insurers, and service your account thereafter.

Pictured: Brandon Mundie, CFO

FROM THE BLOG

Business Insurance Insights

PCORI Fee Due August 1

by Valent Group | May 26, 2022 | Business Insurance, Compliance Check, Employee Benefits, Human Resources, Safety

The Affordable Care Act (ACA) requires health insurance issuers and self-insured plan sponsors to pay Patient-Centered Outcomes Research Institute fees (PCORI fees). The fees are reported and paid annually using IRS Form 720 (Quarterly Federal Excise Tax Return). The...

Bicycle Safety: Stay Safe as You Pedal

by Valent Group | May 17, 2022 | Business Insurance, Risk Management, Safety

A helmet is the most important piece of equipment you can use when riding a bike. In fact, it’s so important that the Consumer Product Safety Commission (CPSC), a division of the federal government, devised safety standards for helmets. As such, be sure that your...

Hurricane Insurance Coverage Considerations

by Valent Group | May 3, 2022 | Business Insurance, Condo Associations, Real Estate, Risk Management

Hurricanes are some of the costliest natural weather disasters, with some causing well over $30 billion in damage. According to the National Oceanic and Atmospheric Administration, tropical hurricanes caused the most damage among the $310 billion weather disasters...