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COA Considerations for Hiring a Staff or Independent Contractors
Members of condo or homeowners associations (COAs/HOAs) usually don’t manage communal property or handle building projects themselves—this is one of the perks of joining an COA/HOA. Members’ association fees may pay for snow removal, security, maintaining common...
Post Your OSHA 300A Form by Feb. 1, 2022
OSHA requires employers subject to its recordkeeping requirements to post copies of completed 2021 300A forms between February 1 and April 30. Form 300A is known as the "Summary of Work Related Injuries and Illnesses." Do I need to file this form? You are not...
What is reinsurance and how does it affect my dealership’s insurance policies?
Reinsurance is a term that many insurance buyers have heard but few really understand. Understanding this concept - how it works and why it can affect your dealership's coverage and premium - is critical. Treaty Reinsurance: The first type of reinsurance is...
UPDATE: Vaccination Mandates – Contractors and Healthcare Providers
The various legal challenges to the Biden Administration’s vaccine mandate agenda continue to work their way through the legal process. This week, federal courts halted both the: Vaccine mandate of the Centers for Medicare and Medicaid Services (“CMS”) applicable to...
Medical and Prescription Drug Costs Reports Due by December 2022
On Nov. 17, 2021, the Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments) released an interim final rule requiring health plans and issuers to report information regarding the cost of prescription drugs and certain medical...
In The News
Auto Dealers Webinar: Negligent Entrustment
Negligent Entrustment Automobile accidents are a growing and expensive liability for dealerships, mainly due to distracted driving and a legal concept called negligent entrustment. Many garage liability policies do not offer coverage for incidents of negligent...
Dealer Team Welcomes 40-Year Veteran and Industry Expert Chip Sellas
We are excited to welcome Chip Sellas to our Mobile team as marketing account executive in the Property & Casualty practice. Chip joins our dealership specialists in serving auto and equipment dealers in the Mobile Bay Area and across the Southeast. About...
Get Ahead of the Cost Curve: Work Comp Offers Savings in a Hard Market
Originally published in Birmingham Business Journal Oct. 30, 2020. Author: Allen Baker, Sr. Vice President of Property & Casualty Companies are experiencing increasing (or “hardening”) rates on their property and casualty insurance programs — an average 19%...